1.
SEND DEAL TO BE
Email the loan package to [email protected] or upload direct from our Loan Submission Portal.
2.
PRE-APPROVAL
BUILD EQUITY ® provides QUICK loan eligibility for all your Non-QM lending needs. We issue Pre-Qualifications within 24 hours after we’ve analyzed your borrower’s employment, income, assets, credit, and loan request.
3.
UNDERWRITING
Once the loan reaches the underwriter milestone, the loan processor will ask for additional documents and letters of explanation. It is very important that the client work closely with the loan processor, and return the requested documentation as soon as possible.
4.
CLOSING
BUILD EQUITY ® underwriter reviews the complete loan file- credit, appraisal, title, income, assets. Upon complete review the underwriter certifies that the loan meets eligibility criteria to receive loan approval.
Choose your loan program
We strive to make our loan process the easiest and most streamlined in the industry. Please choose your loan program below and fill out our online application so we can start working on your loan.
Fix & Flip
1-4 Family Homes
ALL DOCUMENTS NEEDED FOR CLOSE
- Fix & Flip Application PDF or ONLINE
- Assets-60 Days Bank Statements
- Photo ID
- Credit Report (internal pull) (soft credit pull up front)
- Rental Property Schedule (if applicable)
- HUD’s for Proof of Flips Within 24 mo (for better pricing)
- Operating Agreement/Articles of Incorporation
- Appraisal or “As-Is” BPO
- Estimate of Cost
- Purchase Contracts (if applicable)
Buy & Hold
Investment 30 year fixed
ALL DOCUMENTS NEEDED FOR CLOSE
- Fix & Flip Application PDF or ONLINE
- Assets-60 Days Bank Statements
- Photo ID
- Credit Report (internal pull) (soft credit pull up front)
- Rental Property Schedule (if applicable)
- HUD’s for Proof of Flips Within 24 mo (for better pricing)
- Operating Agreement/Articles of Incorporation
- Appraisal or “As-Is” BPO
- Estimate of Cost
- Purchase Contracts (if applicable)
Commercial
Nationwide Refinance/Purchase
ALL DOCUMENTS NEEDED FOR CLOSE
- Commercial Application PDF or ONLINE
- Assets- 60 Days Bank Statements
- Photo ID
- Credit Report (internal pull)
- Lease Agreements
- Corporate Entity Docs
- Real Estate Owned
- Appraisal
- Tax Returns (case by case)
Broker/Client Submission Portal
Before you upload your Loan Submission please make sure to download our Checklist before uploading docs.
Please choose your loan product and download our loan application below. Review our initial loan doc requirements along with what documents will be needed to close your deal. Please include the best contact number in the optional message area.
You must have a “TRANSFER NAME” to send deals to Build Equity. To receive a TRANSFER NAME please fill our Broker Package
WANT TO JUST SUBMIT A LEAD?
FIX & FLIP
BUY & HOLD
COMMERCIAL
HARD MONEY